avatar of the author

Tom Hampton

Head of protection sales
Tom has been helping people protect their financial futures with protection insurance for over a decade. He heads up Anorak’s adviser team, making sure people are fully advised when taking out cover.
ALL AUTHOR'S ARTICLES
How many life insurance policies can I have?
Life can change – so you might want your life insurance cover to change too, to make sure it’s still sufficient. You can do this by buying a new policy, or by making changes to the policy you already have. This post explains more.
28 April 2022
What is life insurance?
If you die, your family could be left struggling financially. Life insurance is there to make sure that doesn’t happen. It's an insurance policy that pays out a lump sum to support your loved ones, giving you peace of mind that they’re financially protected if the worst happens.
28 April 2022
Are there different types of life insurance?
Term life, whole of life, level, decreasing, and more. Different types of life insurance will suit different people and their wants, needs and circumstances. This guide explains what they are and how to choose which one's right for you.
28 April 2022
Do I need income protection?
Most of us should consider income protection – because most of us would be financially affected if we lost our income for health reasons. Especially those of us with financial commitments and dependents. This guide explains more.
28 April 2022
Life insurance for smokers
Smoking affects the price of life insurance. This is because it’s high risk for your health – so, if you smoke, insurers deem you higher risk to insure. This guide explains all you need to know about smoking status and life insurance.
28 April 2022
Can I cancel my life insurance?
In a word: yes. You can cancel your life insurance policy at any time – but you should consider your options carefully before you do. Here’s everything you need to know if you’re thinking about ending your life insurance policy early.
28 April 2022
What is sick pay insurance?
Sick pay insurance is designed to be a financial safety net if you ever need time off work for health reasons. It's also known as income protection. Here’s how it works and who needs it.
28 April 2022
Should I put my life insurance into trust?
Worried about paying tax on your life insurance? Or about where the money will go? Writing your life insurance into trust is an option. This guide explains what a trust is, how it works, and the advantages and disadvantages of putting your life insurance into one.
28 April 2022
Income protection insurance is not the same as PPI. Here’s why.
Confused about the difference between income protection insurance and payment protection insurance (PPI)? This guide explains all.
28 April 2022