Life insurance and COVID-19: Read our guide

Quick tips and guides

Life insurance

What is life insurance?
If you die, your family could be left struggling financially. Life insurance is there to make sure that doesn’t happen. It's an insurance policy that pays out a lump sum to support them financially if the worst happens.
3 min read

Do I need life insurance?
If you have financial dependents – in other words: other people who rely on you financially, who’d be financially affected by you dying – it’s likely you have a need for life insurance. This guide explains why.
3 min read

How much does life insurance cost?
The price of life insurance is different per person, as it’s based on factors unique to you – like age, health and lifestyle – and the cover you’re buying. It’s often a highly affordable way of protecting your family financially.
4 min read

Are there different types of life insurance?
Different types of life insurance will suit different people and their wants, needs and circumstances. This guide explains what they are and how to choose which one's right for you.
7 min read

How many life insurance policies can I have?
Life can change – so you might want your life insurance cover to change too, to make sure it’s still sufficient. You can do this by buying a new policy, or by making changes to the policy you already have. This post explains more.
3 min read

What are the best life insurance companies in the UK?
Need to buy life insurance but not sure who to go with? Don't know how to tell life insurance policies apart? We've got you covered. Read our guide to the best life insurance companies.
6 min read

Can I buy life insurance if I have a health condition?
Having a pre-existing health condition could affect you when buying life insurance – from how much it costs to be insured to how eligible you are for cover. This guide explains more.
5 min read

Glossary of life insurance terms
Sorting out life insurance can be tricky. And that's without the jargon. We've compiled this list of common life insurance terms to help you navigate the process of getting covered.
11 min read

Income Protection

What is income protection?
What it is, how it works, who needs it, and when to buy it. This guide explains all you need to know about income protection – the insurance that covers you if you lose your income for health reasons.
6 min read

What does income protection cover?
Income protection insurance pays you a monthly benefit if you’re unable to work for any medical reason. For the ins-and-outs of what is and isn't covered, this guide explains all.
6 min read

Does income protection cover redundancy?
No, income protection doesn’t cover redundancy – it only covers loss of income caused by health reasons. This guide explains exactly when income protection pays out.
4 min read

Will my income protection pay out?
Income protection pays out if you’ve been signed off work for any medical reason, so long as you meet your insurer’s definition of incapacity. It starts paying after the waiting period. This guide explains all.
5 min read

Do I need income protection if I’m self-employed?
Being self-employed has its perks – but one risk is what happens if you become too ill or injured to work for a long time. Income protection helps you protect your biggest asset (yourself).
4 min read

Glossary of income protection terms
Buying income protection can be tricky. And that's without the jargon. We've compiled this list of common income protection terms to help you navigate the process of getting covered.
11 min read

Critical illness cover

How much critical illness cover do I need?
How much cover you need depends on how much a diagnosis could impact you financially – which is tough to think about, but important to consider. This post gives you top tips for doing so.
3 min read

Critical illness insurance: list of illnesses covered
Each critical illness policy covers a unique list of illnesses. It’ll only pay out if you’re diagnosed with one of the illnesses or conditions listed in yours. For the typical illnesses covered, this guide explains more.
3 min read

Critical illness policy comparison
Not sure how to compare critical illness policies? Are there particular features or listed illnesses you should be looking out for? Or some policies that are more right for you than others? This guide explains.
4 min read

Children’s critical illness cover: What it is and how it works
If your child becomes critically ill, it can lead to financial hardship in your household. Children’s critical illness cover, an add-on to normal critical illness policies, can help.
2 min read

Is critical illness cover worth it?
Considering critical illness cover but not sure if it’s worth it? This post explains what it is, what it’s for, and why it may (or may not) be worth it for you, in your unique situation.
4 min read

Glossary of critical illness cover terms
Buying critical illness cover can be tricky. And that's without the jargon. We've compiled this list of common critical illness insurance terms to help you navigate the process of getting covered.
11 min read

Need help?
Our team of advisers is here to answer your questions, explore your options, and help get you the right cover.

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